The Basics of Car Buying

A personal car is an absolute necessity with the present public transport system. Car buying is an important decision. There are many things to consider while buying a car. Should I buy a new car or a used one? Where do I buy it from? What are the features that are essential for me? How do I get car insurance? Will I get a car loan? The smooth talking car salesmen in the glitzy showrooms add to the confusion. They make every model sound like your dream car. The choices are also mind boggling! I know of some people who have bought a particular model just because their friends did. Some end up paying more for their car than it is worth. This happens when they are tricked into unnecessary options like paint insurance, life time maintenance, free towing etc.

Basic Things To Keep In Mind While Buying A New Car

* Fix your budget before visiting car dealers.

* Decide which type of car you need (whether you require a family car or not)

* Your daily commuting distance

* How often you travel on freeways

* The basic facilities you are looking for in a car

Basic Features To Look Out For While Car Buying

* Mileage: - The mileage of the car you are buying should be good.

* Safety features: - Check the safety features like safety air bags, Anti-lock Brake System (ABS) etc. ABS is absolutely necessary in places where there is regular ice or snow.

* Weight of the car: While car buying, check the weight of the car. Car weight affects the proper balance of the car especially while on freeways.

* AC system: An AC system may be a very welcome addition in places where the climate is warm.

Some Handy Tips

* Evaluate the various options that are in the market. You can surf the net, consult with your friends and collect information from magazines etc about the different models, the prices, the facilities of each etc.

* Select the right car dealer. Find a dealer who is well recommended. If possible, have a friend who is knowledgeable about cars and has good bargaining powers accompany you while car buying.

* Try and buy your car during holiday season as the dealer himself may offer low rate finance at that time.

* If you are getting a car loan through a credit union, approach 2-3 different credit unions to get quotes.

* Take your car insurance before going to the car dealer since taking insurance there may be costly.

* Registration charges are paid to the dealer while buying a new car. So make sure that you get the registration done by him.

* Do not leave your driving license or credit card with the dealer.

Do your homework before car buying and negotiate with full confidence. Keep in mind that car buying is not a one-way street and be prepared to make some concessions to get a winning deal.